Bitget Card Fee Schedule and Spending Limit

Refer to this article for information on the Bitget Card's fees and spending limits.

Fees

	Rate
Annual fee	None
Virtual card and first physical card issuance fee	None
Physical card re-issuance/replacement fee	Premium card: $59 Black card: $199
Inactivity fee	$1 per month will be charged after 12 months of inactivity (no transactions initiated by cardholders). The fee will stop once the cardholder resumes transactions, and the 12-month period will reset.
Card cancellation fee	None
Transaction fee	0.9%
ATM withdrawal limit	Daily: $2,000 Monthly: $10,000
ATM withdrawal frequency	Daily: 3 times Monthly: 30 times
ATM withdrawal fee	$0.65 + 2% of transaction volume
Chargeback investigation	50 USDT

Note: ATM withdrawals are prohibited in North Korea, Iran, and Myanmar.

Please note that when using the Bitget Card, which enables direct spending of USDT from your Bitget funding account, every transaction will incur a 0.9% transaction fee. The Bitget Card is denominated in USD. Transactions conducted in currencies other than USD will be converted into USD using Visa's exchange rate on the day of settlement by the merchant, which may differ from the rate on the transaction date. Visa and the issuing bank may also apply FX fees for non-USD transactions.

Note: You might notice that the authorized amount is 20% higher than the actual transaction amount. This extra 20% acts as a security measure to ensure sufficient funds to cover potential fees or charges. Once the transaction is completed, the reserved amount will be released back into your Bitget card balance.

Spending limits

Card level	Monthly spending limit	Spending limit per transaction
1	$300,000	$10,000
2	$500,000	$100,000
3	$1,500,000	$500,000
4	$3,000,000	N/A

You can check your card level in the "Card Details" section or by reviewing your transaction history.

What are the card levels?

Bitget Card has four levels. The initial card level is determined based on the VIP level indicated on the table.

For example, if you apply for a Bitget card and hold VIP level 3 status, your initial card level will be 2. You will be upgraded to the next card level with a higher spending limit if you meet the required spending amount in the following quarter. The card level is updated quarterly, on January 1st, April 1st, July 1st, and October 1st.

Card level	VIP level	Card level threshold	Upgrade conditions	Downgrade conditions
1	1–2	N/A	Quarterly spending of $15,000	N/A
2	3–4	Quarterly spending of $15,000	Quarterly spending of $30,000	Quarterly spending of less than $15,000
3	5–6	Quarterly spending of $30,000	Quarterly spending of $60,000	Quarterly spending of less than $30,000
4	7	Quarterly spending of $60,000	x	Quarterly spending of less than $60,000